Reducing the Risk to Your Business Vehicles

Reducing the Risk to Your Business Vehicles

Your business vehicles don’t need to be exposed to so much risk if you make the proper regulations when you or your employees drive. 

It does not matter whether you only use your personal car to attend meetings down the street or you own an entire flock of vehicles that travel the country to deliver your goods or services, you need to purchase commercial auto insurance in order for your business vehicles to be covered. But commercial auto insurance can only do so much, and so you’ll need to take extra steps to really protect your vehicles. Here are a few business-vehicle regulations to enact to reduce the risk to your business vehicles.

Driving Rules

  • Mandatory Seat Belt Use – Nearly every state has enacted some sort of seat belt law. The reason being seat belts help prevent deaths and limit the extent of injuries in vehicle accidents.
  • Absolutely No Cellphones – Distracted driving is the leading cause of motor accidents on the road, and cellphone use is even illegal in most states. Prohibit your employees from texting or calling while they are behind the wheel.

Vehicle Use

  • Limit Personal Use of Business Vehicles – Some employees may use their personal car for business, too, which makes this one a bit difficult. You should limit your business vehicles for strictly work purposes only.
  • Lock Vehicles at All Times – In order to decrease the risk of theft, employees should lock the vehicles at all times, no matter how short of time the employee will be away from the car. When possible, the car should be parked in a secure and well-lit area.

These tips along with a comprehensive commercial auto insurance policy can keep you covered. For policies across the globe, contact the independent insurance professionals at Lloyd S. Berkett Insurance Agency in Los Angeles.

11150 W. Olympic Blvd.
Suite 1100
Los Angeles, CA 90064

(310) 857-5757
(800) BERKETT | 237-5388
Fax: (310) 857-5750

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The Lloyd S. Berkett Insurance Agency, Inc. was founded in 1946 by Lloyd S. Berkett. Regarded as one of Southern California’s most successful, well-respected and innovative independent insurance agencies, ... Read More

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