Ransomware and How It Can Damage Your Business

Ransomeware and How It Can Hurt Your Clients

Ransomware is the latest way in which cyber criminals are hurting people across the World Wide Web.

Ransomware is a malicious program which infiltrates unprotected computers and turns people’s misfortune into cash for criminals. The software quite literally holds a business’ computer hostage while the infiltrator demands that the business pay a sum of money if they want to regain control of their computers.

There are two types of ransomware that are currently in circulation, “Lockscreen” and “Encryption.” Lockscreen ransomware displays a full-screen message that does not allow the business owner to do anything until the hacker dissolves the software from the system. Encryption changes the file so that employees are unable to do anything with any file.

Ransomware can come from any source from which malware can come. These include the following:

  • Visiting suspicious and fake websites.
  • Clicking on bad links from emails, Facebook, Twitter, Instagram, and other social media posts.
  • Opening email attachments from unknown and suspicious senders.

What Happens When Your Computer is Infected with Ransomware?

  • Contact Cyber Liability Insurance Carrier – Many cyber insurance carriers offer a 24-hour customer support call center. These coaches can guide you through the exact steps you must do in order to reduce the damage to your computer and business. Every situation is unique, so it is important that you do not immediately reboot your software, as it could cause more damage.
  • Contact Law Enforcement – Report all cyber attacks to an FBI field office or to the Internet Crime Complain Center. Report all information to best get you out of this trouble.

These tips along with a comprehensive commercial cyber insurance policy can keep you covered. For policies across the globe, contact the independent insurance professionals at Lloyd S. Berkett Insurance Agency in Los Angeles.

11150 W. Olympic Blvd.
Suite 1100
Los Angeles, CA 90064

(310) 857-5757
(800) BERKETT | 237-5388
Fax: (310) 857-5750

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November 27, 2013

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