The Lesser-Known Benefits of Homeowners Insurance

person holding an outline of a house

Did you know that homeowners insurance covers these benefits?

Homeowners insurance is a necessary expense that can protect our homes in the event of unforeseen weather, disasters, and theft. Although many homeowners are aware of the basics of coverage and what home policies offer, there are common over-looked benefits that most policies provide. Take a look at these lesser-known benefits that may just surprise you.

  • Power outage protection

Most homeowners do not realize that their policy may include coverage for refrigerator restocking fees in the event of a power outage. That means if you have a fridge and freezer full of goods that get ruined in a power outage, you can restock your supplies with the help of your insurance policy.

  • Belongings

If you are traveling and your laptop or suitcase get stolen, you can turn to your home insurance to help replace your belongings. Many do not realize that your belongings are covered by your home policy, wherever you are in the world.

  • Dog bites

Your homeowners insurance provides liability coverage that you can rely on if your dog bites someone. This can help to cover medical expenses and, if the worst happens, a lawsuit. Keep in mind that your home insurance will only help if your dog has not been blacklisted by coverage.

Work with an insurance agency that you can rely on. Contact the professionals at Lloyd S. Berkett Insurance Agency, located in Los Angeles and serving the globe. We can help you to secure the right homeowners insurance for your needs and budget.


Lloyd Berkett Insurance

11150 W. Olympic Blvd.
Suite 610
Los Angeles, CA 90064

(310) 857-5757
(800) BERKETT | 237-5388
Fax: (310) 857-5750

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The Lloyd S. Berkett Insurance Agency, Inc. was founded in 1946 by Lloyd S. Berkett. Regarded as one of Southern California’s most successful, well-respected and innovative independent insurance agencies, ... Read More

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