As a homeowner, it’s important you know how to file a homeowners insurance claim in the event of theft, damage or loss. The sooner you file, the sooner you can recuperate your expenses. The following steps can guide you through the claims process.

1. If the loss was due to theft, contact your local police as soon as possible.

2. Take inventory of any property that was damaged or stolen. If possible, take photos of the area and make temporary repairs that will protect your home from further intrusion or property damage.

3. If your home is not safe to stay in, leave the premises and go to a secure location.

4. Keep itemized receipts from repair work, temporary lodging, meals and other expenses.

5. Store damaged items in your garage or other safe location for inspection by your insurance agent.

6. Keep this information on hand for your claim:

• your insurance policy number
• the date, time and location of your claim
• police report number (if any)
• the name of the police department
• description of damaged goods

For more information on homeowners insurance in California or to get a quote on a policy, contact Lloyd S. Berkett Insurance Agency in Los Angeles, CA.