Do You Have These Home Insurance Endorsements?

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Consider securing these home insurance endorsements.

Homeowners insurance is something that allows you to sleep a little easier at night. If the worst happens, you know you have a financial safety net in place. But, do you really? Many homeowners know that they need coverage so they secure a basic policy at a premium well within their budget. What they don’t know is that they are missing out on coverage that their home needs. Take a look at these home insurance endorsements to consider.

  • Sewer Backup

Your home insurance protects your property against accidental and sudden disasters. Generally, a backed-up sewage system happens over time. A clogged drain or damaged sewer system can cause sewage to back up into your property. This can quickly ruin your belongings and home’s structure. Since this disaster isn’t usually covered by standard home insurance, adding an endorsement means you receive reliable coverage if the worst does happen.

  • Home Business

Many homeowners are now operating home businesses and need business insurance for a home-based business. Be aware that your home insurance policy will not cover your business equipment or dealings, which is why it’s wise to secure separate coverage. The home business endorsement will add business equipment and legal liability to your policy.

  • Scheduled Personal Property

If you have valuable items outside of the normal household inventory, such as expensive jewelry, electronics, computers, fine art, or antiques, you may want to schedule those items to make sure that you can replace them at their full value in the event of a loss. Although home insurance does cover your personal property, it may not be enough to fully replace items of high-value. 

We can help you to secure the right homeowners insurance for your needs and budget. Contact the professionals at Lloyd S. Berkett Insurance Agency, located in Los Angeles and serving the globe.

Lloyd Berkett Insurance

11150 W. Olympic Blvd.
Suite 610
Los Angeles, CA 90064

(310) 857-5757
(800) BERKETT | 237-5388
Fax: (310) 857-5750

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The Lloyd S. Berkett Insurance Agency, Inc. was founded in 1946 by Lloyd S. Berkett. Regarded as one of Southern California’s most successful, well-respected and innovative independent insurance agencies, ... Read More

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