Long Term Care coverage provides benefits for those that are ages 65 or older. It is the financial cushion that protects assets while covering medical expenses incurred in extended care, ensuring that the medical care seniors need is granted. 

This insurance can benefit those that need assisted living services to maintain independence as well as providing for the traditional nursing home residents. It allows the interchange of benefit funds for home care or long-term residential care, negating the need to decide now on which one may be needed at some point in time in the future. This type of insurance has easy qualifications to meet for benefits and the option of choosing a lesser policy should a larger one become too much of a financial burden. 

Obtaining the right policy is a simple process. The professionals at the Lloyd S. Berkett Insurance Agency provide a variety of policies to meet specific needs, including the need for extended care after retirement. Contact the Lloyd S. Berkett Insurance Agency to get a quote.