Your Fall Home Maintenance Tasks to Avoid Insurance Claims

Your Fall Checklist to Save Money and Avoid Insurance Claims

Prevent costly insurance claims by completing these home to-dos before fall.

The kids have headed back to school, the leaves are starting to turn colors, and the days are getting cooler and shorter. During this time when fall is slowly creeping in, it’s a good idea to take on some fall home maintenance projects. Properties should be prepared for the seasons ahead, especially when there are cooler temperatures and potential storms on the horizon. Doing so can even help prevent costly insurance claims! Take a look at a few essential tasks to do.

Inside the Home

Indoor preparations focus on two major components: efficiency and warmth. You want to retain heat inside the home and use energy more efficiently, which means taking care of leaks that let in cool air and can cause water damage. You also want to have the fireplace, heater, wood stove, and ventilation system ready to go.

  • Caulk cracks around window frames and door frames to cut heating costs this winter.
  • Check the insulation in attics and garages. If you find a pest infestation, you may need to replace the insulation.
  • Properly insulate exposed pipes in the attic and garage.
  • Call out a professional for your heating and ventilation system to make sure it’s running as cleanly and efficiently as possible.
  • Hire a chimney sweep to inspect the flue and clean the chimney before starting a fire.
  • Change the batteries in your smoke detectors.
  • Have a licensed technician inspect your fire sprinkler system, and ensure it is ready for cold weather.

Outside the Home

To prepare the exterior of your home, you should focus on protecting it from the elements.

  • Clean out gutters, spouts, and drains around your home. Direct downspouts away from the foundation of the house. Blocked gutters can result in water damage in the attic.
  • Inspect the roof for cracks, loose tiles, and other signs of weakness. Get all the repairs finished now.
  • Have a tree service trim the trees near your home, especially around the roof, power lines, and back deck.
  • Insulate outdoor water pipes and drain them before the cooler temperatures arrive.
  • Store away outdoor furniture and lawn equipment for winter.

Safeguard your home with these tips and with the right homeowners insurance. Contact the professionals at Lloyd S. Berkett Insurance Agency, located in Los Angeles and serving the globe. We can help you to secure the right homeowners insurance for your needs and budget. Please open links in a new tab to continue enjoying our content!

11150 W. Olympic Blvd.
Suite 610
Los Angeles, CA 90064

(310) 857-5757
(800) BERKETT | 237-5388
Fax: (310) 857-5750

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The Lloyd S. Berkett Insurance Agency, Inc. was founded in 1946 by Lloyd S. Berkett. Regarded as one of Southern California’s most successful, well-respected and innovative independent insurance agencies, ... Read More

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