Can You Save on Your Life Insurance Rates?

Life Insurance Premiums Los Angeles, CA

There are many steps that you can take to help lower the cost of your life insurance.

Life insurance is one of the most valuable parts of your insurance portfolio since it will help to keep your loved ones financially stable when you are gone. If you are thinking of skipping out on life insurance to save money, think again. Keep these tips in mind to help you save on your life insurance premiums and give your family the peace of mind that they deserve.

  • Start early – the younger and healthier you are when you invest in life insurance, the cheaper your premiums will be. Your life insurance rates are based off of how likely you are to die, and the risk is much lower when you are young and don’t have any major health issues.
  • Don’t smoke – smoking can cost you more than just the $5 it costs for a pack of cigarettes. Life insurance rates for a smoker can be up to three times more expensive than the rates for non-smokers.
  • Drive safely – along with helping you save on your car insurance, having a clean driving record can also help to lower the cost of your life insurance. Safe drivers can enjoy lower premiums because they are much less likely to be involved in a fatal car accident.
  • Bundle up – bundling your life insurance policy with your other personal insurance policies, including your car and home insurance can help to lower the cost of all of your insurance policies. It will also simplify your premiums since you will only have to pay one bill each month.

Finding the right life insurance policy doesn’t have to be difficult. Working with the right independent insurance agent can help to make it much easier to get the coverage you deserve. Contact Lloyd S. Berkett Insurance Agency in Los Angeles, California for all of your life insurance coverage needs.

11150 W. Olympic Blvd.
Suite 1100
Los Angeles, CA 90064

(310) 857-5757
(800) BERKETT | 237-5388
Fax: (310) 857-5750

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The Lloyd S. Berkett Insurance Agency, Inc. was founded in 1946 by Lloyd S. Berkett. Regarded as one of Southern California’s most successful, well-respected and innovative independent insurance agencies, ... Read More

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