Business Traveler Insurance Tips

Business Traveler Insurance Tips

If your job takes you around the world and you see the inside of a plane more often than your bedroom, then these insurance tips should help you out. 

For most, traveling is a luxury that only happens–at most–once a year for vacation. For others, traveling is second-nature and done for the purpose of business. They see the inside of a plane more than they do their own bedroom. If you are someone who travels for business, how does this affect your insurance? Here are a few insurance tips for business travelers.

Travel Insurance

If traveling is what you do for a living, then travel insurance makes sense. It can help cover the following incidents:

  • Lost luggage
  • Rental car
  • Trip cancellation
  • Travel delay
  • Trip interruption
  • Evacuation
  • Emergency medical
  • Accidental death and dismemberment

Auto Insurance

If you use your car to travel these distances, you should not withhold information from your insurance agency as it could end up costing you more in the long-run if you get into an accident. Insurers set your premium based on a few factors:

  • Primary use of car (business, leisure, commute, primary, secondary)
  • Miles driven per day
  • Driving history
  • Make and model of your car
  • Geography

Health Insurance

While health insurance covers you no matter what state you are in, your policy may not cover you if you get sick or injured in a foreign country. Injury or illness is always bad, but when you don’t have access to basic health care, it can turn into a real number.  Speak to your Health insurance agent about acquiring a health insurance policy that works globally.

delete. For a quality auto insurance policy across the globe, contact the independent insurance professionals at Lloyd S. Berkett Insurance Agency in Los Angeles.

11150 W. Olympic Blvd.
Suite 1100
Los Angeles, CA 90064

(310) 857-5757
(800) BERKETT | 237-5388
Fax: (310) 857-5750

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